Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries and their impact on your financial health.

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Martin Lewis has explained why millions will see their Experian Credit Score drop, and why technically in the UK, you don't actually have a Credit Score. In an update for his Money Saving Expert ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons.

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...