Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Debt is a widespread problem in the United States, with ...

In today’s dynamic financial environment, lending businesses are under growing pressure. Rising delinquency rates, shifting customer expectations, and economic volatility are making traditional, ...

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

While debt can be useful in certain situations, it can quickly spiral out of control. To pay off your balances and get back on track, the right debt management strategies are key. Depending on your ...

Forbes contributors publish independent expert analyses and insights. Enoch Omololu writes about personal finances for millennials. Nov 14, 2024, 09:05pm EST Dec 17, 2024, 01:24pm EST Paying off debt ...

Credit card, mortgage and other debt balances are on the rise, thanks in part to a combination of inflation and high interest rates. Credit card balances were particularly affected, increasing by 5.8% ...

About 71% of U.S. adults surveyed say monthly debt payments prevent them from building wealth or savings, according to a recent survey by the National Foundation for Credit Counseling. "It's a reality ...

Here’s a common scenario: you’ve got multiple debts — credit cards, personal loans, maybe even an auto loan — and their interest rates and balances are piling up. Figuring out how to lift that ...