Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus explore coverage benefits and an example.

Disability insurance or disability income insurance (abbreviated DI in the industry), is designed to compensate the policy holder for income lost if the holder becomes disabled. DI usually also covers ...

A federal court in New York recently construed the meaning of a total disability definition where the insurance policy language includes residual disability coverage. The January 3, 2020 decision came ...

Improving the Patient Financial Experience Throughout the Patient Journey While many healthcare providers believe that improving the patient financial experience is a critical step for their ...

When you’re living with lupus, it can impact all aspects of your daily life, including your ability to work and finances. For many, lupus symptoms like fatigue and pain can make it very difficult — or ...

If an employee wears glasses, has high blood pressure or was once diagnosed with a life-threatening disease, is he or she disabled? Based on recent amendments to California’s disability legislation, ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Pete Rathburn is a copy editor and fact-checker with expertise in economics and personal ...

If you receive a denial letter from your insurer, seek legal advice before appealing the decision, says a leading disability ...