Term life insurance offers a significant death benefit for reasonable premiums. However, coverage only lasts for 10, 20, or 30 years, based on your choice. If coverage expires, you must get a new ...

These policies offer flexible premiums and death benefits and several investing options, but understand what you’re buying to avoid surprises Written By Written by Insurance Staff Writer, WSJ | Buy ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...