New Jersey’s car insurance premiums are rising faster than anywhere else in the country in 2026, and it’s not just inflation.

New Jersey’s car insurance rates are the only ones in the nation increasing by double-digit percentage points in 2026.

New Jersey drivers pay some of the highest rates for car insurance in the nation: A full coverage policy averages $3,254 a year, or 21% more than the national average Minimum coverage in the Garden ...