Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Galactica was supposed to help scientists. Instead, it mindlessly spat out biased and incorrect nonsense. On November 15 Meta unveiled a new large language model called Galactica, designed to assist ...